Make an Offer with Home Financing Almost as Good as Cash!

Sellers today are looking for more than the typical pre-approval letter.  They want something almost as good as cash!
Since the Loan Officer gets the loan through the process it’s the Underwriter that decides on whether to approve the loan or not.  So why not get it to them as early as possible to get through that process before the offer?  Our goal is to take as much stress and worry out of the process for our buyers as soon as possible.  This allows us to close as soon as possible with many times sooner than the targeted date on the Purchase Agreement!



Working with a Lender early can eliminate a lot of stress in the buying process.  Plus being approved by the Underwriter early helps you stand out above all other non-cash buyers.  While cash is always king, it’s not feasible for many buyers.  This process gives you a leg up over others that’s almost as good as cash.  Because of this, it could save you a ton of money on your home and it will also help you:
*Find out exactly what you qualify for
*Find out exactly what the underwriter wants & get it done now
*Get Estimated Payments for any house you are considering
*Enter into a contract with zero worry 
*Close Faster
*Buy with as Little as $0 down
*Buy with a Credit Score as low as 580 


There are also some first time home buyer tax credits (for anyone who has not owned a primary residence in the last 3 years) good for an annual rebate of 20% of the mortgage interest you pay each year!
Just click the “Get Pre-Approved Now” button to provide some basic information start your Home Buyer Profile.  We will contact you to set up a time to complete it which takes as little as 10 minutes on the phone, face to face or online and you will be on your way!  Once you are all set, you can start your home search with an expert Real Estate Professional!


Steven Melchor a.k.a. Melch - Realtor                                                                                                                                                                                                                                            Tyler Stephenson – Loan Officer

Direct: 810.513.1561                                                                                                                                                                                                                                                                             Direct: 810.391.8018

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